Bank or Dealership: What’s the Best Place to Get Auto Financing?

man holding a car door handle

Car buyers are always hoping to get the best deal when buying a new INFINITI vehicle. This leaves many people out there car loan shopping wondering, where is the best place to get a car loan? We’re digging into this topic and showing your options when looking at where to get a car loan around Bridgewater.

Car Loan Shopping

If you want to know where to get a car loan, there are two options when you are car loan shopping:

  • The dealership where you’re purchasing your vehicle
  • Your bank

Both options offer different benefits to car buyers.

Car Loans From a Dealership

One of the best places to get auto financing is at our dealership near West Windsor Twp NJ.

  • Dealers will help decide if leasing vs. buying is best for you.
  • Dealerships work with various lenders for the best rates possible.
  • It is easy to apply. You only need to fill out one form to get multiple options.
  • Multiple lenders will compete for your business, which leads to better rates.
  • Some dealerships offer options for those who have issues with credit.
  • The dealership may offer financing incentives.
  • You can negotiate your down payment when financing with the dealership.

Car Loans From Your Bank

When deciding on where to get a car loan, you may consider your local bank first. Discussing your options with your dealership before applying at your bank is a good idea because each dealership has different financing partners. If you have less-than-perfect credit, you may have a harder time getting a loan with a bank. Despite this, there are some benefits, such as:

  • You have a pre-existing relationship with your bank.
  • There are often set interest rates.
  • You may be able to set a flexible payment schedule.

Discuss Your Financing Options at Flemington INFINITI

If you want to know more about where to get a car loan, don’t hesitate to reach out to Flemington INFINITI. Our finance center is here to address any of your concerns and walk you through the entire financing process.

Flemington INFINITI 40.4852211, -74.8625526.