Bank or Dealership: What’s the Best Place to Get Auto Financing?

Car buyers are always hoping to get the best deal when buying a new INFINITI vehicle. This leaves many people out there car loan shopping wondering, where is the best place to get a car loan? We’re digging into this topic and showing your options when looking at where to get a car loan around Bridgewater.

Car Loan Shopping

If you want to know where to get a car loan, there are two options when you are car loan shopping:

• The dealership where you’re purchasing your vehicle
• Your bank

Both options offer different benefits to car buyers.

Car Loans From a Dealership

One of the best places to get auto financing is at our dealership near West Windsor Twp NJ.

• Dealers will help decide if leasing vs. buying is best for you.
• Dealerships work with various lenders for the best rates possible.
• It is easy to apply. You only need to fill out one form to get multiple options.
• Multiple lenders will compete for your business, which leads to better rates.
• Some dealerships offer options for those who have issues with credit.
• The dealership may offer financing incentives.
• You can negotiate your down payment when financing with the dealership.

Car Loans From Your Bank

When deciding on where to get a car loan, you may consider your local bank first. Discussing your options with your dealership before applying at your bank is a good idea because each dealership has different financing partners. If you have less-than-perfect credit, you may have a harder time getting a loan with a bank. Despite this, there are some benefits, such as:

• You have a pre-existing relationship with your bank.
• There are often set interest rates.
• You may be able to set a flexible payment schedule.

Discuss Your Financing Options at Flemington INFINITI

If you want to know more about where to get a car loan, don’t hesitate to reach out to Flemington INFINITI. Our finance center is here to address any of your concerns and walk you through the entire financing process.