Can You Finance a Car with No Credit?

Reviewing Documents

Yes, you can! While it may be a little difficult, it’s not impossible. The finance experts at the Flemington INFINITI finance department have details about financing a car with no credit. Our team strives to make your car-buying process as stress-free as possible.

Financing with Bad or Even No Credit

Princeton, NJ car shoppers interested in financing a car with bad credit should keep a few things in mind. Your down payment may be a little higher than average, and the interest rates could be higher as well. When visiting car dealerships that finance with no credit as we do, go in knowing your budget and leave a little bit of wiggle room. More tips to remember include:

  • Ask questions and don’t assume you won’t be approved. Many car buyers think that financing a new INFINITI vehicle is their only option, and that’s not true. Ask questions when visiting a no credit check financing car dealership, because there are other options more beneficial to you.
  • Revive your credit score. Have bad credit? Build it up. Use your credit card on small purchases and pay it off immediately.
  • Know your budget and your credit score (if you have one). When applying for financing, your credit score can take a hit. Keep all of your loan applications within 14 days to limit the potential damage to your score.
  • Separate price negotiation from financing. Many dealerships go through multiple lenders, so don’t just accept the first offer.
  • Be prepared for a higher cost. You may receive higher interest rates, need a larger down payment, or both if you have no credit.
  • Leasing might be a better option. See what the dealership offers in terms of a lease. These payments might also be higher than the average lease, but still a more affordable option than buying a vehicle.

Learn About Bad Credit Car Financing with Flemington INFINITI

If it’s time to get a vehicle and you need details about financing a car with no credit or no credit check car sales, give our finance department a call today! We’ll walk you through the process, help you find your next vehicle, assist with your car loan shopping, and create a package that fits within your budget. We can even help you out if you have questions about car insurance. Be sure to explore our financing and leasing specials for added savings.

Flemington INFINITI 40.4852211, -74.8625526.